Terms of Service
Last Updated: June 18, 2025
Welcome to WealthyBeaver.com ("we," "us," or "our"). These Terms of Service ("Terms") govern your use of our website and services. By accessing or using our services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.
1. Welcome
WealthyBeaver.com is a platform designed to help users track their stock and options portfolios. These Terms outline the rules and responsibilities for using our services. Please read Sections 1-17 carefully, as they contain important information about your rights and obligations.
2. Using the Services
Eligibility
You must be at least 18 years old to use our services. By using our services, you represent that you are of legal age and have the authority to enter into these Terms.
Conduct
You agree to use our services lawfully and responsibly. You must not engage in any activity that is illegal, harmful, or violates the rights of others, including but not limited to:
- Transmitting harmful content, viruses, or malware.
- Unauthorized access to our systems or user accounts.
- Violating intellectual property rights.
Compliance with Laws
You agree to comply with all applicable laws and regulations when using our services.
3. Your Account; Notices
Account Management
You are responsible for maintaining the confidentiality of your account and password. You are also responsible for all activities that occur under your account.
Notices
We may communicate with you via email, SMS, or other electronic means. You agree to receive such communications.
4. Privacy and Data Protection
Your privacy is important to us. Our Privacy Policy explains how we collect, use, and disclose your information. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.
5. Copyright/Intellectual Property Infringement
We respect the intellectual property rights of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please contact us at [email protected] to follow our Digital Millennium Copyright Act ("DMCA") Notice procedure.
6. Content in the Services
User Content
You may submit portfolio data, comments, or other content to our services. By doing so, you retain ownership of your content but grant us a limited, non-exclusive, royalty-free license to use, store, and display your content solely for the purpose of providing our portfolio tracking services.
Third-Party Content
We may include third-party content (e.g., stock prices, news) on our platform. We are not responsible for the accuracy or reliability of such content.
7. Modifying and Terminating the Services
Service Modifications
We reserve the right to modify, suspend, or discontinue our services at any time, with or without notice.
Account Termination
We may terminate your account for violations of these Terms, legal requirements, or other reasons at our discretion.
Data Retention
You are responsible for backing up your portfolio data. We do not guarantee the retention or availability of your data.
8. Our Warranties and Disclaimers
As-Is Basis
Our services are provided "as is" and "as available." We make no warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement.
Accuracy of Data
While we strive to provide accurate information, we do not guarantee the accuracy, completeness, or timeliness of any data, including stock prices or portfolio performance. Users should verify information with their own sources.
9. Limitation of Liability
No Liability for Indirect Damages
In no event shall we be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill.
Liability Cap
Our total liability to you, if any, shall not exceed the amount you have paid for our services (if any).
10. Feedback
If you provide us with feedback or suggestions regarding our services, you agree that we can use such feedback without any obligation to you.
11. Fee-Based Services and Billing
Paid Features
If you purchase any fee-based services, you agree to pay all charges at the rates in effect when the charges were incurred. We may change our fees upon notice to you.
Refund Policy
If you are not satisfied with our paid services, you may request a refund within 30 days of purchase. For more details, please contact us at [email protected].
12. About these Terms
Entire Agreement
These Terms constitute the entire agreement between you and us regarding your use of our services.
Changes to Terms
We may update these Terms at any time. We will notify you of material changes by posting the updated Terms on our website and sending you an email. Your continued use of our services after such changes constitutes your acceptance of the updated Terms.
Severability
If any provision of these Terms is found to be invalid, the remaining provisions shall remain in full force and effect.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of Delaware, United States, without regard to its conflict of law provisions.
14. User Responsibility
You acknowledge that WealthyBeaver.com provides information and tools for tracking your portfolio, but we are not a financial advisor. The information provided is for informational purposes only. You are solely responsible for your investment decisions and should consult with a qualified financial advisor before making any investment.
15. Ownership and Usage Rights
Users retain ownership of their portfolio data. By using our services, you grant us a limited license to use your data solely for the purpose of providing the portfolio tracking services. We do not claim any ownership rights over your data.
16. Children's Privacy
Our services are not intended for children under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us at [email protected].
17. Compliance with Laws
You agree to comply with all applicable laws when using our services. We reserve the right to investigate and take appropriate action against anyone who we believe is violating applicable laws.
If you have any questions about these Terms of Service, please contact us at [email protected].